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    <title>AJM Insurance Management Blog</title>
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    <lastBuildDate>Wed, 10 Mar 2010 06:40:18 -0600</lastBuildDate>
    
	<item><title>NJ Law change for Teen Drivers as of May 1st 2010</title><link>http://www.ajminsurance.com/blog.aspx?entry=46aa0dbf-129e-4391-9bf7-0fbb6931fa61</link><description><![CDATA[
As of May 1st, teens (age 16-20 years of age) holding a permit or provisional license have new requirements to comply with.

Teen drivers holding a provisional license (which will be changed to be called a probationary license) and those on permits:

    
    may not be on the road between 11:01 p.m. and 5 a.m. 
    
    
    may transport only one passenger in the vehicle besides his or her dependents. (Note: If a parent or guardian is in the vehicle, the passenger restriction is waiv...]]></description><pubDate>Tue, 09 Mar 2010 10:35:02 -0600</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=46aa0dbf-129e-4391-9bf7-0fbb6931fa61</guid></item><item><title>US Census SCAM ALERT</title><link>http://www.ajminsurance.com/blog.aspx?entry=993f5edb-9024-456c-adf6-6b9fffaea93b</link><description><![CDATA[Type: U.S. Census Scam

Method of Delivery: In Person

Primary Region Effected: All Regions (National) 

Source: Better Business Bureau (www.BBB.org)

Scam Characteristics:
Beginning March of this year the U.S. Census Bureau's will send out a short questionnaire to every household in the U.S. and Puerto Rico in an effort to collect important demographic data. As a citizen, you are required by law to respond to the 10 short questions. From April to July, those that haven't completed thei...]]></description><pubDate>Wed, 03 Mar 2010 14:42:08 -0600</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=993f5edb-9024-456c-adf6-6b9fffaea93b</guid></item><item><title>Winter Driving Tips</title><link>http://www.ajminsurance.com/blog.aspx?entry=c61c745c-3a3c-446a-8496-20b27e6c8614</link><description><![CDATA[&nbsp;
The best way to stay safe is to keep off the roads unless absolutely necessary, but if you have to drive, please be safe and follow these tips:


    
        
            •
            Stay alert and drive defensively.
        
        
            •
            Slow down.
            Stopping distances are 10x longer in snow and ice. Triple the usual distance between you and vehicles ahead of you. 
        
        
            •
            Maintain a constant, safe spe...]]></description><pubDate>Wed, 24 Feb 2010 10:42:58 -0600</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=c61c745c-3a3c-446a-8496-20b27e6c8614</guid></item><item><title>Remove Ice & Snow from Your Vehicle Before Driving</title><link>http://www.ajminsurance.com/blog.aspx?entry=d33ddc1e-16b6-4e88-86b5-2f78edf09e53</link><description><![CDATA[Trenton -- With the winter driving season upon us, highway safety and law enforcement officials today reminded motorists to always clear ice and snow from their vehicles before traveling on New Jersey’s roadways and to use extra caution and care when driving in inclement weather.According to Division of Highway Traffic Safety Director Pam Fischer, snow and ice left on a vehicle can become deadly projectiles, causing significant and costly damage to other vehicles and potentially fatal injuries t...]]></description><pubDate>Wed, 06 Jan 2010 18:00:08 -0600</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=d33ddc1e-16b6-4e88-86b5-2f78edf09e53</guid></item><item><title>Winter Tips</title><link>http://www.ajminsurance.com/blog.aspx?entry=ca88e135-081b-4e26-8faf-f8e1a26c36cd</link><description><![CDATA[&nbsp;


    
        
            
            
            &nbsp;
            
            
        
    

Winter Tips
&nbsp;
Snow or ice is the fifth leading cause of homeowners’ insurance claims. Also, according to the Insurance Information Institute (III), the average homeowners’ claim for water damage and freezing is a whopping $5,531. Follow these tips to protect you and your home from serious financial liability:

Prevent ice dams - An ice dam is a build-up of ice that b...]]></description><pubDate>Fri, 18 Dec 2009 11:28:22 -0600</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=ca88e135-081b-4e26-8faf-f8e1a26c36cd</guid></item><item><title>Thought of the Day</title><link>http://www.ajminsurance.com/blog.aspx?entry=2657a2f0-259d-42ed-9074-93fbfc3523eb</link><description><![CDATA[Care

“How you do anything is how you do everything.” ~Zen Master 

I had just finished my training as a psychotherapist and was enthusiastic about beginning a career as a family counselor. A key element in my training were my clinical supervisors—one especially whom I admired and valued. 

The thought came to me that this person, who was a skilled, insightful, and charismatic therapist, could be doing any kind of work and would still be skilled, insightful, and charismatic. Because that’s...]]></description><pubDate>Wed, 28 Oct 2009 13:20:52 -0500</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=2657a2f0-259d-42ed-9074-93fbfc3523eb</guid></item><item><title>Thought of the day</title><link>http://www.ajminsurance.com/blog.aspx?entry=36ec85c2-ca59-4189-8b99-36c674fb6bce</link><description><![CDATA[Hello everyone!  We all have faults and defects.  Thats right.  But... its what we do with them that sets us apart.  We can wallow in them and even have them breed other defects such as self pity, jealously, and anger.  Or... we can accept them and work at both trying to change them and extenuating our positive traits... Listen to the words of Paul Orfalea, founder of Kinko's.  (By the way, the name comes from a nickname Paul was called as a child because of his "kinky" hair)
 
“Because I coul...]]></description><pubDate>Thu, 17 Sep 2009 08:19:48 -0500</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=36ec85c2-ca59-4189-8b99-36c674fb6bce</guid></item><item><title>Thought of the day</title><link>http://www.ajminsurance.com/blog.aspx?entry=7b262fab-ab06-489a-9e60-b032eab56bc0</link><description><![CDATA[
"When we have done our best, we can await the results in peace."~Unknown

"And then some... These three little words are the secret to success. They are the difference between average people and toppeople in most companies.The top people always do what is expected...and then some.They are thoughtful of others; they are considerateand kind...and then some.They meet their responsibilities fairly and squarely...and then some.They are good friends and helpful neighbors...and then some.They can b...]]></description><pubDate>Fri, 14 Aug 2009 13:21:26 -0500</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=7b262fab-ab06-489a-9e60-b032eab56bc0</guid></item><item><title>New Jersey Business Leaders</title><link>http://www.ajminsurance.com/blog.aspx?entry=8b0b9086-27a7-4aa8-b85b-859003b281e5</link><description><![CDATA[Camden Mayor Announces July 10th Jersey Business Leaders NightProclamation to Be Read “On the Mound” At the Riversharks&nbsp;Please click on the link below to access the NJ Business Leaders Newsletterhttps://app.e2ma.net/app/view:CampaignPublic/id:26759.2155964313/rid:7109b8972f2186d828873165b43eba8a]]></description><pubDate>Tue, 30 Jun 2009 12:58:39 -0500</pubDate><guid>http://www.ajminsurance.com/blog.aspx?entry=8b0b9086-27a7-4aa8-b85b-859003b281e5</guid></item>
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